Loan Rates

Share Certificates

Annual Percentage Yield is accurate as of June 1, 2020. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

New Loan Type

Annual Percentage Rate

Term

New Autos
New RVs
New Motor Homes
New Boats
New Campers
as low as 3.09%
as low as 3.19%
as low as 3.39%
as low as 3.49%
as low as 3.54%
as low as 3.99%
24 months
36 months
48 months
60 months
72 months
84 months

Used Loan Type

Annual Percentage Rate

Term

Used Autos
Used RVs
Used Motor Homes
Used Boats
Used Campers
as low as 3.09%
as low as 3.19%
as low as 3.39%
as low as 3.49%
as low as 3.99%
24 months
36 months
48 months
60 months
72 months

MasterCard

Annual Percentage Rate

Term

Platinum Secured
Platinum Unsecured
as low as 15.9%, no annual fee
Prime+ 4.24% to Prime+ 12.24%
Revolving
Revolving

Other Loans

Annual Percentage Rate

Term

Holiday
Share
Secured
CD
Secured
Regular Personal
as low as 12.00%
6.0% o 3.0% above Share rate,
whichever is greater
6.0% o 3.0% above Share rate,
whichever is greater
as low as 9.90%
Installment up to 12 months
Installment up to
60 months
Installment up to
60 months
Installment up to 60 months

Mortgage Loans

Annual Percentage Rate

Term

Long and short terms available
HELCO (Home Equity Line of Credit)
2nd Mortgage Loans
2nd Mortgage Loans
2nd Mortgage Loans
Competitive Rates
Prime+1%
as low as 9% APR
as low as 9% APR
as low as 9% APR
15 and 30 years
35 months
Under 5 years
5 to 10 years
10 to 15 years

Rates as of July 22, 2020.  Rates may vary due to creditworthiness and lending policy.

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