Credit Card

Credit Card Options

At 1st Choice Credit Union, we offer the MasterCard® Personal, MasterCard® Secured, MasterCard® Gold and the MasterCard® Platinum credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a 1st Choice Credit Union MasterCard®. You’ll enjoy the following benefits:

  • No annual fee
  • 25-day grace period
  • No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)

Please call 800-622-7747 to report a lost or stolen 1st Choice Credit Union MasterCard® Classic, MasterCard® Secured, MasterCard® Gold or MasterCard® Platinum credit card.

Click here to view our credit card agreement.

Cash Advance Fee: NONE
Over-Credit-Limit Fee: NONE
Late Payment Fee: 5% of payment, minimum $25, if paid ten (10) or more days after due date. Late payments and over-limit transactions violate your MasterCard® account agreement.
Charges incurred by use of the MasterCard® card are due on receipt of the account statement.

To manage your 1st Choice Credit Union Credit Card go to:

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