Credit Card Options
At 1st Choice Credit Union, we offer the MasterCard® Personal, MasterCard® Secured, MasterCard® Gold and the MasterCard® Platinum credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a 1st Choice Credit Union MasterCard®. You’ll enjoy the following benefits:
- No annual fee
- 25-day grace period
- No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
Please call 800-622-7747 to report a lost or stolen 1st Choice Credit Union MasterCard® Classic, MasterCard® Secured, MasterCard® Gold or MasterCard® Platinum credit card.
Click here to view our credit card agreement.
Cash Advance Fee: NONE
Over-Credit-Limit Fee: NONE
Late Payment Fee: 5% of payment, minimum $25, if paid ten (10) or more days after due date. Late payments and over-limit transactions violate your MasterCard® account agreement.
Charges incurred by use of the MasterCard® card are due on receipt of the account statement.