Routing Number: 261072770

Auburn Ave Branch Location
TEMPORARILY CLOSED!

Dear 1st Choice Members,

As news about the Coronavirus (COVID-19) continue to develop, we understand that these times of uncertainty are stressful for many. Now, more than ever we are committed to YOU and to our community. We are continuing to follow the recommendations from the CDC to help prevent the spread of disease and hope that you are doing the same.

Effective July 6, 2020, our Auburn Ave location will be Temporarily Closed.

With increased social distancing in our communities, we agreed to take this measure out of an implicit need to secure the safety of our members and visitors by decreasing the spread of the Coronavirus (COVID-19) to non-infected people, as well as guidance from Governor Kemp to utilize sensible discretion relative to public contact over the next few weeks.

Our Grady Branch location and team will remain on-site, available and vigilant to assist you with your credit union needs.  We encourage you however, to explore our Online Banking www.1stChoiceCU.org  and/or visit any one of our Shared Branch locations https://co-opcreditunions.org/locator/  which we hope will minimize any disruption in your overall sense of banking experiences with 1st Choice Credit Union.

If you need to contact our Administrative Branch Team during our temporary closing at the Auburn Ave location, please send us an email to info@1stchoicecu.org . Our dedicated staff is accessible and able to respond between the hours of 8:30am-4:00pm. Thank you for your patience as it may take us longer than usual to return calls due to the increase in emails, but know that we will respond as promptly as we can!

We would like to remind everyone that social distancing continues to be one of our best defenses against the spread of coronavirus. With common area amenities closed, we appreciate you placing your trust in us, and we will make every effort to continue to provide you with the best service possible while we all adapt to this rapidly changing environment.  As always, please don’t hesitate to contact us if you have questions or concerns.

Cassius F. Butts, CEO

Credit Card

Credit Card Options

At 1st Choice Credit Union, we offer the MasterCard® Personal, MasterCard® Secured, MasterCard® Gold and the MasterCard® Platinum credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a 1st Choice Credit Union MasterCard®. You’ll enjoy the following benefits:
  • No annual fee
  • 25-day grace period
  • No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
Please click here to report a lost or stolen 1st Choice Credit Union MasterCard® Classic, MasterCard® Secured, MasterCard® Gold or MasterCard® Platinum credit card. Click here to view our credit card agreement.

Certificate
Type

Dividend

Annual Percentage Yield

Min. Initial Deposit

Min. to Earn Dividends

6 month
12 month
24 month
36 month
0.15%
0.30%
0.35%
0.35%
0.15%
0.30%
0.35%
0.35%
$500.00
$500.00
$1,000.00
$1,000.00
$500.00
$500.00
$1,000.00
$1,000.00

Cash Advance Fee: NONE
Over-Credit-Limit Fee: NONE
Late Payment Fee: 5% of payment, minimum $25, if paid ten (10) or more days after due date. Late payments and over-limit transactions violate your MasterCard® account agreement.
Charges incurred by use of the MasterCard® card are due on receipt of the account statement.

To manage your 1st Choice Credit Union Credit Card go to:

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