Share Certificates
Annual Percentage Yield is accurate as of June 1, 2020. Rates and other terms may change at any time without prior notice. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
- Dividends are compounded on the average daily balance and compounded quarterly.
- If you close your share account before dividends are paid, you will not receive the accrued dividends.
Certificate
Type
Rate
Annual Percentage Yield
Min. Initial Deposit
Min. to Earn Dividends
6 month
12 month
24 month
36 month
0.40%
0.54%
0.64%
0.79%
0.40%
0.55%
0.65%
0.80%
$500.00
$500.00
$1,000.00
$1,000.00
$500.00
$500.00
$1,000.00
$1,000.00
For additional information regarding the above accounts, please refer to the Fee Schedule/Truth-In-Savings Account Disclosures.
Other Accounts
Account
Type
Rate
Annual Percentage Yield
Min. Initial Deposit
Min. to Earn Dividends
Share Savings
Holiday Club Account
Vacation Club Account
IRA Passbook (Regular, Educational, Roth)
Money Market ($1,000.00 +)
0.15%
0.30%
0.35%
0.35%
0.25%
0.15%
0.30%
0.35%
0.35%
0.25%
$25.00
-
-
$350.00
$1,000.00
$350.00
$350.00
$1,000.00
$350.00
$1,000.00
All rates subject to change without notice.
*Average Daily Balance
**IRA: Individual Retirement Account
***Substantial Penalty for Early Withdrawal on All CDs
For additional information regarding the above accounts, please refer to the Fee Schedule/Truth-In-Savings Account Disclosures.
