Personal Savings & CD

When you become a member of the credit union a savings account is opened in your name. An initial deposit of $20 and one time membership fee of $5.00 is required. All members must maintain a $20 balance in their savings account to remain a member, and demonstrate regular activity in their account to keep it open.

Other features of Regular Savings include:

  •  A competitive interest rate paid quarterly on the average daily balance in your savings account. Click here for current rate information.
  •  Withdrawals: To withdraw money from your savings account, simply stop by a credit union branch or go to an ATM terminal. Members may make up to 2 savings withdrawals per month free of charge. After the 2nd withdrawal in one month, a $5 excessive withdrawal charge will be assessed.
  •  ATM Withdrawals: Members may make up to 6 withdrawals per month free of charge. All transactions thereafter is $1 each.
  •  24 hour account access via Internet Branching and V.I.C.K.I. – Virtual Cash Knowledge & Insights.
  •  Quarterly statements by mail.
  •  Payroll deduction: You may have deposits to your savings account deducted directly from your paycheck.

Certificate
Type

Dividend

Annual Percentage Yield

Min. Initial Deposit

Min. to Earn Dividends

6 month
12 month
24 month
36 month
0.15%
0.30%
0.35%
0.35%
0.15%
0.30%
0.35%
0.35%
$500.00
$500.00
$1,000.00
$1,000.00
$500.00
$500.00
$1,000.00
$1,000.00
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