Personal Banking Options
At 1st Choice Credit Union, you can choose from two terrific checking plans:
- Share Draft Checking offers no monthly service fees (with direct deposit), no minimum balance and no per-check charges.
- Money Market Checking provides dividend earnings on your balances, no per-check charges and no monthly fees (with direct deposit) with an average daily balance of between $1,000 and $10,000.
These checking features apply to both checking plans:
- Account access through Online Banking and V.I.C.K.I. – Virtual Cash Knowledge & Insights, our 24-hour telephone response system
- Pre-authorized automatic drafts (no charge)
- Overdraft protection with savings or a pre-approved line of credit
- Consolidated monthly statements
- Wire transfer of funds to an outside account
- Stop payment
- VISA® Debit Card