Personal Banking

Personal Banking Options

At 1st Choice Credit Union, you can choose from two terrific checking plans:

  •  Share Draft Checking offers no monthly service fees (with direct deposit), no minimum balance and no per-check charges.
  •  Money Market Checking provides dividend earnings on your balances, no per-check charges and no monthly fees (with direct deposit) with an average daily balance of between $1,000 and $10,000.

These checking features apply to both checking plans:

  • Account access through Online Banking and V.I.C.K.I. – Virtual Cash Knowledge & Insights, our 24-hour telephone response system
  • Pre-authorized automatic drafts (no charge)
  • Overdraft protection with savings or a pre-approved line of credit
  • Consolidated monthly statements
  • Wire transfer of funds to an outside account
  • Stop payment
  • VISA® Debit Card

 

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