Routing Number: 261072770

Our Services

Make Us Your 1st Choice

June is National Homeownership
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Our New Business Loan Products exclusively designed for our Small Business Member Owners! Apply Today!
If you have any questions, do not hesitate to reach out to our Business Specialists (add Small Business Member Owner inquiry in the subject line).
Apply Today
Join us in congratulating the re-elected and newly elected 1st Choice CU Board members:

• Sheilah Montgomery
• James E. Wright, Sr.
• Marlessia Yancey

Many thanks to the members of 1st Choice Credit Union for your participation in the 2022 Board of Directors Elections!
Rates as low as 1.99% APR*

*Annual Percentage Rate.
Actual rate based on credit worthiness.
All loans subject to credit approval.
Apply Today
GoToMyCard is now eZCard
Please review our FAQs about this transition to answer any of your questions.
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What’s your dream vacation?
A vacation loan from 1st Choice Credit Union can take you there

• Borrow up to $2500 *Rates as low as 12% APR
• Take up to 15 months to pay

*Annual Percentage Rate. Actual rate based on credit worthiness.
All loans subject to credit approval.
Apply Today
1st Choice Can Help With Your PPP Loan Forgiveness
For questions regarding the process please click the link BELOW or reach out to Payment Security Corporation at
Apply for PPP Forgiveness - PPP
Drive Off with
a Car Loan
Ask about our car loan promotions
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Dream... Plan... Do!
Apply for a 1st Choice
Home Equity Line of Credit
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Do more with
1st Choice Mastercard Credit Card
Apply Today
Staycation Loans
We are here to help
No payments for 60 days
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Personal Checking

Your checking account is at the core of your financial life. We have several account options to match your needs. Our accounts also provide you with security, convenience, and control over your banking.

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Personal Saving & CD

Become a member of the credit union and a savings account is opened in your name. An initial deposit of $20 and one time membership fee of $5.00 is required.

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Member Services

We offer a wide variety of services to meet the needs of our members. Find the nearest 1st Choice Credit Union ATM, learn how to reach Dr. Cash, our 24-hour telephone response system, or how order new checks. Member Services has what you're looking for.

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Loans and Lines of Credit

When it's time to replace your car, buy a new home or borrow money for whatever reason, 1st Choice Credit Union has what it takes. Come to us for mortgage and auto loans, home equity loans and more. For Information on PPP loan forgiveness click below.

"We were looking for a place that helped us achieve our goals. For us that was 1st Choice Credit Union."
kim fields
Kim Fields
Award Winning Actress, Director and Entrepreneur